Many single trip travel insurance providers walk the extra mile just to give their clients a hassle-free experience as far as making a claim is concerned - in fact, most claims are dealt with quickly and efficiently. However, as the client, you also have certain responsibilities to make sure you do have the right to make a claim and your situation is actually included in the terms and conditions stated in your policy. The following are just some of the important questions you should be asking yourself.
Define 'Close Relative'
It is common in many single trip travel insurance policies to provide cover in case you have to cancel your trip or you have to cut it short because a close relative has taken ill or has died. But there's the rub: 'close relative' may not include that beloved aunt or uncle simply because they are removed from you by a few degrees, regardless of how emotionally close you feel you are to them. That's why you should carefully check the terms of the insurer concerning what it considers among your 'close relatives'. Moreover, you may also have to declare any pre-existing medical condition that any of your close relatives have.