Not all single trip travel insurance policies offer the same features; while some are outright, honest and transparent, there are those that hide the real state of things - and how much coverage they actually provide - by fudging the wording in the fine print or performing the insurance policy version of a magician's 'sleight of hand' and clever misdirection. To help you easily determine if you're getting a good policy, here are some areas you must examine.
There is probably no single trip travel insurance that does not offer medical coverage, such as providing financial assistance if you encounter a medical emergency during your travels. The difference, however, lies in the extent of the coverage - how much the insurer is willing to provide and how clear are its terms in providing it. For starters, a good policy should provide cover for emergency medical or surgical treatment while you're abroad, and given the current inflation rate, the amount of cover should be no less than £1 million if you're travelling throughout Europe, and no less than £2 million if you're visiting the USA. Of course, this should include cover for getting you back home for the same medical reasons. It is important to note, however, any medical treatment that is not urgent or an emergency (meaning it can be performed when you're back in your home country) is not usually included in the cover.