If you decide insuring your holiday trip is an unnecessary expense, you may be in for a surprise if anything untoward happens - and most likely an unpleasant one!
Of course, everyone plans a holiday looking forward to a good time. Some plan for each and every step of their itinerary: what to wear, what to see, what to do, purchasing advanced tickets for plays and shows, making reservations and more, but may choose to ignore the unthinkable possibilities that could occur. But insuring your holiday trip is the icing on the cake that shouldn't be ignored.
Here are some of those possibilities - knock on wood, they don't happen, but be prepared in case they do.
Insuring Against Cancellations
Imagine this: it's the day before your trip and your children come down with the flu or meet with an accident. If you're like many bargain travellers who take advantage of lower rates and special sales (or just happen to book an non-refundable trip), a cancellation can mean the bulk of your budget down the drain. Insuring your holiday trip can ensure you get back the bulk of your expenses (such as airfare) paid out. There are even some policies that will enable you to cover your trip against cancellation due to other reasons like floods, fires, earthquakes at home, unforeseen bankruptcy of your travel supplier, and more. It may even cover you in case you can't make the trip back home because of disasters and catastrophes to your home destination.