If you decide insuring your holiday trip is an unnecessary
expense, you may be in for a surprise if anything untoward happens - and
most likely an unpleasant one!
Of course, everyone plans a
holiday looking forward to a good time. Some plan for each and every
step of their itinerary: what to wear, what to see, what to do,
purchasing advanced tickets for plays and shows, making reservations and
more, but may choose to ignore the unthinkable possibilities that could
occur. But insuring your holiday trip is the icing on the cake that
shouldn't be ignored.
Here are some of those possibilities - knock on wood, they don't happen, but be prepared in case they do.
Insuring Against Cancellations
Imagine
this: it's the day before your trip and your children come down with
the flu or meet with an accident. If you're like many bargain travellers
who take advantage of lower rates and special sales (or just happen to
book an non-refundable trip), a cancellation can mean the bulk of your
budget down the drain. Insuring your holiday trip can ensure you get
back the bulk of your expenses (such as airfare) paid out. There are
even some policies that will enable you to cover your trip against
cancellation due to other reasons like floods, fires, earthquakes at
home, unforeseen bankruptcy of your travel supplier, and more. It may
even cover you in case you can't make the trip back home because of
disasters and catastrophes to your home destination.